买卖总流程

1. 经纪人了解客户购房需求。
2. 经纪人为客户寻找与需求相符的房源并向客户介绍
3. 与客户约定时间看房。
4. 客户确定有购买意向之房屋，（交付中介方购房意向金）
5. 中介方根据客户需求与卖方业主进行商谈，使双方达成买卖共识。
6. 买方同意购买此房屋，与中介方签定买方客户确认协议, 与卖方业主约定时间准备签定买卖合同
7. 在签约之前卖方业主与中介方签定卖方客户确认协议。
8. 签定三方买卖合同，买方向卖方交付购房定金（此定金做为房款的一部分暂由中介方代收，待手续办理完毕后交与卖方）。
9. 签定合同之日由中介方告知买卖双方过户时所需准备材料。（买卖双方所需材料具体内容详祥见第十条）
10. 待中介方约定时间通知买卖双方共同去贷款银行或房地产交易所办理过户手续。

Buy and Sell General Procedure  

1.       An agent gets to know a customer’s requirements in purchasing a property.

2.       The agent finds the properties according to the requirements and introduce them to the customer

3.       The agent makes the appointment with customer to see the properties together.  

4.       The customer confirms the interests in a specific property

5.       The agent negotiates with the property owner according to the customer’s interests so as to reach the agreement (customer pays the agent fee)

6.       The customer agrees in purchasing the property, signs the Customer Confirmation Agreement with the agent, and makes the appointment with the seller for signing the purchasing agreement.

7.       Before signing the purchasing agreement, the seller signs the Customer Confirmation Agreement with the agent.

8.       The three parties sign the tripartite agreement. The buyer pays the seller the purchasing deposit, which should be kept by the agent as part of the purchasing payment, and given to the seller by the agent at the end of the purchasing process. 

9.       Upon signing the agreement, the agent informs the seller and the buyer about the necessary documents for completing the transaction (see the procedure section for details)

10.   The agent informs the seller and the buyer to go to the bank that issues the loan or the property exchange department to process the property ownership transfer.

买方为贷款买房则按以下程序办理：

1.              由中介方带领买卖双方一同去买方贷款银行，进行办理“二手房个人抵押贷款”的申请，并填写申请表、承诺书、授权书等。

2.              贷款银行在七个工作日内向买卖双方发放“二手房个人抵押贷款承诺书”,其内容中标明银行向买方发放贷款金额及贷款期限, 同时买方向贷款银行存入购房首付款.

3.              待卖方拿到贷款承诺书后，在中介方安排下与买方共同到房地产交易部门办理权属转移变更。买卖双方同时填写“申请购买房屋登记表”和“申请出卖房屋登记表”并将房屋所有权证和其他材料复印件一同交与房地产交易所存档，同时交易所发放产权过户时间通知单。此时间因交易房屋过户部门不同而具体时间不同.

4.              由中介方带领买卖双方在交易所的约定时间之日一同去房地产交易所。卖方交纳印花税。买方交纳契税、印花税，买方并将交纳契税完税票交于中介方。

5.              中介方将买方契税完税票交与贷款银行后三个工作日内带领双方共同去贷款银行将买方向银行的贷款款项及首付款一并划入卖方帐户。

6.              买卖双方在银行划款后当日内三方一同去交易房屋所在物业公司进行物业交割结算物业、供暖、水、电、煤气等各项费用。

7.              买卖双方签定房屋交接单，卖方将房屋钥匙交于买方。同时买卖双方支付已约定之服务费给中介方。

Procedure for purchasing properties with loans:

1         The agent accompanies the buyer and the seller to go to the loaning bank to apply for the mortgage loan for purchasing the second hand properties, and to fill up and sign the application forms, guarantee documents and the authorization letters, etc.

2         The bank will issue the Guarantee Letter of Individual Mortgage Loan for Second Hand Properties. The letter shows the value and the period of the loan. The buyer deposits the down payment for buying the property in the bank.

3         The agent makes arrangement for the buyer and the seller to go to the Realty Transaction Department together to process the property ownership transfer. The buyer and the seller fill out the Property Purchasing Registration Form, and the Property Selling Registration Form respectively, and file the Property Ownership Certificate and the copies of the other documents. The Realty Transaction Department will issue the Realty Transferring Date Notice. The transferring date varies depending on the different realty transaction departments.

4         The agent accompanies the buyer and the seller to go to the realty transaction department on the date shown on the Notice of the Realty Transferring Date. The seller pays the stamp tax. The buyer pays the contract tax and the stamp tax, and gives the tax paying receipts to the agent.

5         The agent gives the buyer’s tax paying receipts to the bank. Within 3 days thereafter, the agent takes the buyer and the seller to the bank to transfer the loan and the buyer’s down payment to the seller’s account.

6         On the same day after the payment transfer, the agent should go with the buyer and the seller to the property management to complete the account transfer for the property management, heating, water, electricity and gas fees, etc.

7         The buyer and the seller sign the Property Handing Over Notice. The seller gives the property key to the buyer. The buyer and the seller pay the agreed service fees to the agent.

买方用现金支付购房款按下列程序办理：

1         由中介方带领买卖双方共同到房地产交易部门办理权属转移变更。买卖双方同时填写“申请购买房屋登记表”和“申请出卖房屋登记表”，并将房屋所有权证和其他材料复印件一同交与房地产交易所存档，同时交易所发放产权过户时间通知单。此时间因交易房屋过户部门不同而具体时间不同。

2         由中介方带领买卖双方在交易所的约定时间之日一同去房地产交易所. 当日内先由买方将除去购房定金外的剩余房款支付给卖方. 卖方交纳印花税，买方交纳契税、印花税.

3         当日内三方一同去交易房屋所在物业公司进行物业交割，结算物业、供暖、水、电、煤气等各项费用。

4         买卖双方签定房屋交接单，卖方将房屋钥匙交于买方。同时买卖双方支付已约定之服务费给中介方。

Procedure for purchasing properties without mortgage:

1         The agent makes arrangement for the buyer and the seller to go to the Realty Transaction Department to conduct the property ownership transfer. The buyer and the seller need to fill out the Property Purchasing Registration Form, and the Property Selling Registration Form respectively, and file the Property Ownership Certificate and the copies of the other documents. The Realty Transaction Department issues the Realty Transferring Date Notice. The transferring date varies depending on the different realty transaction departments.

2         The agent accompanies the buyer and the seller to go to the realty transaction department according to the date on the Realty Transferring Date Notice. The buyer gives the purchasing payment excluding the down payment to the seller.  The seller pays the stamp tax. The buyer needs to pay the contract tax and the stamp tax.

3         On the same day of the payment transfer, the agent goes with the buyer and the seller to the property management department of the sold property to complete the account transfer for the property management, heating, water, electricity and gas fees, etc.

4         The buyer and the seller sign the property handing-over document. The seller gives the key of the property to the buyer. The buyer and the seller should now pay the agreed service fee to the agent.

买卖双方所需准备材料

The documents needed for property transaction

买方贷款购房

A、买方准备材料：

• 夫妻双方身份证

• 户口本

• 结婚证

• 收入证明

• 单位营业执照副本复印件加盖公章

• 外地人准备暂住证。

B、 卖方准备材料：

• 夫妻双方身份证

• 户口本

• 结婚证

• 房屋所有权证

• 土地使用权证

• 外地人准备暂住证

The buyer purchases the property with loan:

A. Documents needed for the buyer:

• ID cards of the buyer and his/her spouse  

• Family hukou book

• Marriage certificate

• Stamped income statement from the buyer’s working organization

• An officially stamped copy of the business license of the working organization

• For the people who do not have the Beijing Permanent Residence Status, they need to provide the Temporary Residence Certificate or the foreign passport.   

 B. Documents needed for the seller :    

•  ID cards of the seller and his/her spouse

• Family hukou book

• Marriage certificate

• Property Ownership Certificate  

• Land Using Certificate  

• For the people who do not have the Beijing Permanent Residence Status, they need to provide the Temporary Residence Certificate or the foreign passport. 

买方现金支付购房款                                       The buyer purchases the property with cash:

A、买方准备材料：

•  购房本人身份证

• 户口本

• 外地人准备暂住证。  

B、 卖方准备材料：

• 产权人身份证

• 户口本

• 房屋所有权证

• 土地使用权证

• 外地人准备暂住证

A. Documents needed for the buyer:

·         ID cards of the buyer

·         Family hukou book

·         For the people who do not have the Beijing Permanent Residence Status, they need to provide the Temporary Residence Certificate or the foreign passport. 

B. Documents needed for the seller:

·         ID cards of the property owner

·         Family hukou book

·         Property Ownership Certificate

·         Land Using Certificate

·         For the people who do not have the Beijing Permanent Residence Status, they need to provide the Temporary Residence Certificate or the foreign passport.